Returning To The ‘A-Side’
Every year Canadian families are caught in unexpected bad circumstances only to find out that in most cases the banks and the credit...
Strength in Turbulent Time – Impacts of Canada’s New Mortgage Rules
Mortgage brokers have become an integral part of Canada’s financial landscape. Rather than deal directly with banks, about 30 per cent of...
The easy option isn’t always the best
For those of us looking for mortgage financing options for our first or next home, the prevailing attitude is, ‘easiest is best’. For...
OSFI mortgage changes are coming
As many of you may remember, this past October the Office of the Superintendent of Financial Institutions (OSFI) issued a revision to...
3 Mortgage Terms You Need to Know
Prepayment, Portability and Assumability Prepayments One of the most common questions we get is about mortgage prepayments. The...
Getting on the Property Ladder
As property prices continue to rise across Canada, the conversation around “how to climb the property ladder” has made a subtle shift to...
Misconceptions of a CHIP Mortgage
Many homeowners have beliefs about how a CHIP Mortgage works but are not clear on the main benefits and protection offered by the...
Mortgage Pre-approval is Not What You Expect
Although going through the pre-approval process is more important than ever, the actual term ‘pre-approval’ is often misleading. It...
Why They’re Not Really In The Mortgage Business
Often, when we talk to you about mortgages, Mortgage Professionals will provide you a set of choices involving banks, credit unions and...
But They Said It Was Portable…
The question most often asked: ‘Is my mortgage portable?’ The answer most often given: ‘Yes.’ This answer is increasingly wrong. In...
