Debt-To-Income: a Meaningless Metric
The human brain struggles with distinguishing between a real or imagined threat. Is it a snake? Or just a shoelace? One may kill us...
Whiskey, Wine, and Weakness In Ottawa
Our Government has concerns about their role with CMHC — essentially a mortgage insurance company — a role in which taxpayers are...
Consumer Debt vs Mortgage Debt
During a recent trip to our nation’s Capital with folks from Dominion Lending Centres and other mortgage groups, an Ottawa insider made...
Inside and Outside the Box Mortgages in Today's Market
As we truck along in 2017, Mortgage Brokers and Lenders are adjusting to the new risk based mortgage rate pricing that came into play...
RRSP Contributions: To Preserve Or Not To Preserve? That Is The Question…
A recent BMO study shows that the number of Canadians withdrawing money from their RRSP increased to 38% from 34% last year, and on...
Is Today the Right Day To Buy Yourself A Home Or Not?
Q. Is today the right day to buy yourself a home or not? A. Today is the right day assuming one has found a specific property that works...
4 Critical Questions You Must Ask Your Mortgage Broker
We have often talked about understanding the personalities of your mortgage on our blog, but another part of that is working with your...
How To Not Qualify For A Mortgage
If you have no desire at all to qualify for a mortgage, here are some great ways to make sure you don’t accidentally end up buying a...
So You Want To Port Your Mortgage?
Recently a video appeared on Linkedin and a few other places singing the praises of porting your mortgage and making it seem like a walk...
STUCK IN A HIGH RATE 10 YEAR FIXED MORTGAGE?
With low rate offerings over the past several years and a struggling economy, some homeowners chose to lock into a longer term mortgage...
