The 30-second Commute-Our House Magazine
This story appeared in the Fall issue of Our House Magazine How a B.C. woman transformed her home into a skin-care spa. From an early...
5 Simple Steps to Owning Your Own Home
Often, the route to owning your own home can seem like a trip to the moon and back. Really though, it comes down to five key steps: 1 –...
Time to Lock in a Variable Rate Mortgage?
Approximately 32 per cent of Canadians are in a variable rate mortgage, which with rates effectively declining steadily for the better...
Payment frequency, does it really make a difference?
It has been said that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is...
Don’t ‘Fix’ It If It Isn’t Broken
By now the media, along with multiple mortgage brokers’ social media feeds, have likely let you know that more changes to your ability to...
Helping Children with A Down Payment
Although home prices in Toronto and Vancouver seem to have stabilized recently, they are still at historical levels. The average home...
New mortgage changes decoded
This week, OSFI (Office of the Superintendent of Financial Institutions) announced that effective January 1, 2018 the new Residential...
Self-Employed? Here’s What You Need to Know About Mortgages
Why, why, why it is so challenging for entrepreneurs to obtain a mortgage in Canada? If you’re among the 2.7 million Canadians who are...
Credit rating and debt servicing a mortgage
It is great feeling buying your first home, but for most of us the first step is preparing to get a mortgage. Your credit rating and...
The Impact of Mortgage Rule Changes
The mortgage rule changes that were passed by the Ministry of Finance in October 2016 are still having their effect one year later....
