Additional Financing with a "Blend and Extend" Mortgage
Prepayment Privileges You need additional financing. Do you prepay your existing loan? We remind readers that commercial mortgage...
Documents you need to qualify for a mortgage
Being fully pre-approved means that the lender has agreed to have you as a client (you have a pre-approval certificate) and the lender...
Housing Is No Longer A Canadian Growth Leader
OSFI has announced steps to reduce risks in the uninsured mortgage space. Siddall pointed out that these measures apply only to the...
Mortgage Payment Options… Which is the Best Option for Your Situation?
Once your mortgage has been funded by your lender, you need to decide on how frequently you want to make your mortgage payments. Most...
Mortgage Insurance 101
When you purchase a property, you may be a little overwhelmed by all the insurance offers related to the purchase of said property....
I've never heard of that lender before
One of the benefits of working with an independent mortgage professional; compared to getting your mortgage through a single institution,...
Advice and options mean you’re in control
Today, you and your spouse go looking for a new home. You’re excited because after years of scrimping and saving, you can finally afford...
4 Common Financial Mistakes Every Small Business Owner Should Avoid
Every entrepreneur and business owner will make a few financial mistakes during their journey. Those who aren’t savvy in accounting often...
Fact and Fiction-Our House Magazine
This story appeared in the Fall issue of Our House Magazine The restored Green Gables property in Prince Edward Island is a blend of Lucy...
You just got a mortgage. Now what?
Mortgages are a funny thing. On the one hand they allow you to become a home owner without saving up enough money to purchase the home...