What is a cash back mortgage?
Every once in a while, a bank will advertise a cash back mortgage. It sounds great but there are a few things to consider. When you...
Is it time to lock in a variable rate mortgage?
Approximately 32 per cent of Canadians are in a variable rate mortgage, which with rates effectively declining steadily for the better...
Returning To The ‘A-Side’
Every year Canadian families are caught in unexpected bad circumstances only to find out that in most cases the banks and the credit...
Strength in Turbulent Time – Impacts of Canada’s New Mortgage Rules
Mortgage brokers have become an integral part of Canada’s financial landscape. Rather than deal directly with banks, about 30 per cent of...
The easy option isn’t always the best
For those of us looking for mortgage financing options for our first or next home, the prevailing attitude is, ‘easiest is best’. For...
OSFI mortgage changes are coming
As many of you may remember, this past October the Office of the Superintendent of Financial Institutions (OSFI) issued a revision to...