The Capital Stack. What You Need to Know
Financing is key to successful real estate investing. You’ve aligned your financing with your real estate investment strategy, and are...
The New Normal
’Tis the season… this was no surprise here! The latest round of mortgage guidelines has been announced by OSFI, or Office of the...
How to Get a Mortgage After Bankruptcy
Bankruptcy is always the last resort-and it’s never easy or comfortable. However, sometimes it is the only option to turn to when life...
The 30-second Commute-Our House Magazine
This story appeared in the Fall issue of Our House Magazine How a B.C. woman transformed her home into a skin-care spa. From an early...
5 Simple Steps to Owning Your Own Home
Often, the route to owning your own home can seem like a trip to the moon and back. Really though, it comes down to five key steps: 1 –...
Time to Lock in a Variable Rate Mortgage?
Approximately 32 per cent of Canadians are in a variable rate mortgage, which with rates effectively declining steadily for the better...
Payment frequency, does it really make a difference?
It has been said that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is...
Don’t ‘Fix’ It If It Isn’t Broken
By now the media, along with multiple mortgage brokers’ social media feeds, have likely let you know that more changes to your ability to...
Helping Children with A Down Payment
Although home prices in Toronto and Vancouver seem to have stabilized recently, they are still at historical levels. The average home...
New mortgage changes decoded
This week, OSFI (Office of the Superintendent of Financial Institutions) announced that effective January 1, 2018 the new Residential...