Downpayment Verification
One of the essential aspects of every mortgage application is the discussion pertaining to your down payment. Home purchases in Canada...
Determining the Best Mortgage…For YOU!
So you have saved, and saved and you are finally ready to start house hunting…but before you do, there are a few things that you should...
The Role of a Mortgage Broker
Buying a home is a big step – a big, very exciting, potentially stressful step! How can you take the hassle out of the equation and keep...
Independent Legal Advice - Do You Know Who Can Give It To You?
First off, I’m sure some are saying what is Independent Legal Advice? ILA is just as it sounds – the need to seek independent legal...
The Two Types of Mortgage Penalty Calculations
We have all heard the horror stories about huge mortgage penalties. Like the time your friend wanted to refinance her home so that she...
Why You Should Speak To Your Mortgage Broker Before You Sell Your Home
While many people will speak to a mortgage broker before buying a home, few people call a mortgage broker before selling a home. Calling...
Insured, Insurable & Uninsurable vs High Ratio & Conventional Mortgages
You might think you would be rewarded for toiling away to save a down payment of 20% or greater. Well, forget it. Your only prize for all...
Grim Reaper Be Damned! How “Living Gifting” Keeps the Grim Reaper at Bay
Sorry Mr. Reaper, we’ve just figured out another way to delay your death grip! Research shows that giving an inheritance to another...
How Compound Interest Can Work For You
I remember the first time I learned about how compound interest can work for you. I was introduced by a friend to someone in the...
How To Properly Calculate Your Mortgage
Calling all house hunters! We have a question for you—have you calculated what your mortgage will be? It is all too common for buyers to...
