What’s an acceptable down payment for a house?
Ask people this question and you will get a variety of answers. Most home owners will say 10% is what you should put down. However, if...
6 Home Purchase Closing Costs
When you purchase your home, there are 6 additional costs to account for. They include: Home Fire and Flood Insurance Title Insurance...
What is the Canadian Mortgage and Housing Corporation (CMHC)?
The Canadian Mortgage and Housing Corporation (CMHC) is a corporation that most are semi-familiar with, but do not know what CMHC...
Which Lender is Right for You?
The following is a summary of the choices available for clients when looking at the four different types of lending groups. Which one is...
Living the Simple Life - Our House Magazine
Every winter, athletic power couple Ashleigh McIvor and Jay Demerit manage to scale back their busy lives into a 340-square-foot cabin in...
Bank vs. Credit Union - A who is who in borrowing
Banks and Credit unions are often grouped together into one category under “financial institutions”. While they may have several...
For Rental Properties, Cash (Flow) is King
Ask pretty much anybody about mortgages and the first, sometimes only thing they want to talk about is the interest rate. In my business...
Are you in a Variable Rate Mortgage? Me too.
Are you in a Variable Rate Mortgage? Me too. If you’re in a fixed rate mortgage, this news does not impact you. Mind you ‘impact’ is too...
8 Things You Can Do To Get The Best Renewal
With 47 per cent of homeowners scheduled to renew their mortgages this year, 2018 is a year of change for lots of Canadians. Here are...
Splendour of the Past - Our House Magazine
Things to consider before you buy a heritage home We’ve all walked by them at some point and marveled. It’s the character house that has...