WHY YOU SHOULDN’T TRUST “WHAT CAN I AFFORD CALCULATORS”
Your maximum mortgage amount is determined by your credit profile, your usable income (which is determined by each lender), your down...
BEWARE OF MORTGAGE AND TITLE FRAUD
Now a days with the amount of information that is shared on the Internet and social media, identity theft and Ponzi schemes are happening...
WHAT ELSE DID THE FINANCE DEPARTMENT CHANGE ON OCTOBER 17TH?
As the dust is settling on the major changes to the mortgage qualifying rate and it is back to work as usual, some Canadians are starting...
INTEREST RATES & MORE
Last week we touched on TD’s 0.15% move with existing variable rate mortgage clients. There is nothing new to add as TD remains the only...
REMEDIATED GROW-OP – A GOOD INVESTMENT?
It is forever in discussion in the Lower Mainland – is a former grow-op home a good investment? Prices are often much lower than similar...
WHAT HAPPENED WITH PRIME?
Did Prime go up? No. Did my Variable rate mortgage rate change? No, not unless your variable rate mortgage is with TD. So the Bank of...
ASIDE FROM BANKS, WHAT OTHER OPTIONS ARE THERE FOR MY MORTGAGE?
When purchasing a property, it can be an overwhelming experience. Especially with the current real estate market when you need to make...
THINGS TO CONSIDER WHEN DECIDING TO BUY A FORECLOSURE
When bad things happen to good people sometimes the reality is they just can’t keep up with their mortgage payments. While Canadian...
BANK OR MORTGAGE BROKER?
Mortgages are like vehicles. A bank is similar to the brand, Ford or Toyota for example. How long you have a mortgage before it’s time to...
3 STEPS TO KEEP YOUR CREDIT IN CHECK
If you have have overextended yourself with credit card debt, or have consolidated all of your consumer debt into your mortgage, or are...
