Canadians tell their stories of how mortgage rules put the dream of home ownership out of reach
This letter will also appear as a full page ad in the Oct. 3 Globe and Mail. Dear Prime Minister Justin Trudeau and Finance Minster Bill...
Don’t assume anything when dealing with mortgage financing
A lot of people get into hot water when they assume that because they’ve qualified for a mortgage in the past, they will qualify for a...
Paperwork You MUST Keep
As a mortgage professional there are things I wish more people were aware of which is why we are going to take a look into the paperwork...
Getting Pre-Approved For A Mortgage
You’ve been squirreling away your bonus cheques, savings and reducing the amount of times you visit Starbucks so you can finally get into...
Bank of Canada Rate Change – Should I lock in?
This month, the Bank of Canada increased their lending rate for the 2nd time in as many months. The changes in the Prime Lender Rates...
Credit Scores: Here’s what you need to know
The interest rate you pay on loans for every major purchase you make throughout your lifetime depends on various factors, and is...
Bridge Financing – How Does It Work?
Rarely in life do things go as planned, especially in real estate. In a perfect world, when buying a new home, most people want to take...
Mortgage Changes are coming—are you prepared?
We know – more changes?! How can that be! With this ever-changing landscape, mortgages continue to get more complicated. This next round...
Avoiding “Sticker Shock” When It Comes to Mortgage Renewal
Imagine that, a few years from now, the time has come to renew your mortgage. Several years back, you got a $350,000 at the then great...
Mortgage Basics - Mortgage Types and Penalties
This is part two of our mortgage basics series. It is a good idea to revisit the basics when looking at a complex thing like a mortgage....