How Low Can They Go? Thoughts on Cap Rate Compression
Cap Rates are one of the key metrics in commercial real estate investment analysis. In very simple terms, its the ratio of rent paid by...
Managing your mortgage
Why is it important for you to have a mortgage manager? Reaching your financial goals is attainable! There are some things to consider...
How to Renew Your Mortgage in 5 Easy Steps
If you have a mortgage, chances are unless you win a lottery (cha-ching $$$) you’ll be doing a mortgage renewal when your current term...
Avocado Toast & Budgeting
There was an article reprinted in the National Post recently about an Australian millionaire’s opinion on millennials not being able to...
Everything you Need to know about Reverse Mortgages
Wouldn’t it be wonderful to be able to have money to do more of the things you love? To be able to have the freedom to pursue things you...
Top 5 costly financial mistakes homeowners make with their mortgage
1. Not consolidating high interest debt into low interest mortgage. 2. Paying “fees” to get the lower rate 3. Not looking at their long...
What does the future hold for mortgages?
There have been a dizzying number of changes to the mortgage rules over the last six or seven years. The red hot markets in Toronto and...
10 things NOT to do when applying for a mortgage - buying a home or refinancing
Have you been approved for a mortgage and waiting for the completion date to come? Well, it is not smooth sailing until AFTER the...
Secrets for building your credit
Over the years, I have come across all sorts of people who have had no idea what their credit score is. Some of them have declared to me...
Home Equity Line of Credit in Canada vs. Reverse Mortgages
In our business, we are constantly approached with questions about how reverse mortgages work and how they compare to Home Equity Lines...
