How Compound Interest Can Work For You
I remember the first time I learned about how compound interest can work for you. I was introduced by a friend to someone in the...
How To Properly Calculate Your Mortgage
Calling all house hunters! We have a question for you—have you calculated what your mortgage will be? It is all too common for buyers to...
Your Mortgage Is More Than a Rate
The mortgage process can seem huge and overwhelming. It can be an emotional process because a mortgage is the loan you are taking to buy...
Advice for Single Homebuyers
More than a third of first-time homebuyers in Canada are single. If you’re thinking of joining this group, here’s what you need to do and...
Banks & Credit Unions vs Monoline Lenders
We are all familiar with the banks and local credit unions, but what are monoline lenders and why are they in the market? Mono, meaning...
Debt-To-Income: a Meaningless Metric
The human brain struggles with distinguishing between a real or imagined threat. Is it a snake? Or just a shoelace? One may kill us...
Whiskey, Wine, and Weakness In Ottawa
Our Government has concerns about their role with CMHC — essentially a mortgage insurance company — a role in which taxpayers are...
Consumer Debt vs Mortgage Debt
During a recent trip to our nation’s Capital with folks from Dominion Lending Centres and other mortgage groups, an Ottawa insider made...
Inside and Outside the Box Mortgages in Today's Market
As we truck along in 2017, Mortgage Brokers and Lenders are adjusting to the new risk based mortgage rate pricing that came into play...
RRSP Contributions: To Preserve Or Not To Preserve? That Is The Question…
A recent BMO study shows that the number of Canadians withdrawing money from their RRSP increased to 38% from 34% last year, and on...
